How Much Time Will It Take For A Standard Chartered Personal Loan To Get Approved?

Personal Loan comes in handy to the users who have been in crises for a very long time. It has provided funds to the users in need and fulfilled their goals and dreams. An applicant who is willing to take Standard Chartered Personal Loan can avail it from the online website of Rupee Station. The user needs to fill in the application form for that and wait for the money to get disbursed to their bank account after the documents are verified.

 

Standard Chartered Personal Loan: Approval in 2 Min!

The main reason for the user to choose this bank via Rupee Station can be because standard chartered personal loan interest rate is as affordable as the customer expects the bank to be. The interest rate starts at 10.99 % and reaches till 20%. This not only gives the user a comfortable tenure period, but it also provides easy repayment options. The user can visit the online portal of Rupee Station and fill in the application form with the necessary documents. Without the primary data, the user would face to avail of any services provided by Standard Chartered Bank via Rupee Station
 

Time taken for the funds disbursal

After the user submits the application form with the required documents, the bank verifies each of them. After the verification is done, the confirmation is sent via mail or phone number. The money is then disbursed to the user's account in three working days. Since the user is applying for the Personal Loan via Rupee Station, no collateral or security is required. The user can then pay off the money through the process of EMI.

How to pay off the funds?

The user can pay the loan with the help of online EMI calculator. (EMI is the equated monthly installment, paid by the user every month with the rate of interest which is applied to the user). The user can calculate their desired installment with the help of EMI calculator. An EMI calculator can be found on the website of Rupee Station. The user needs to enter the principle, followed by the rate of interest and the time.

This is the how the user can apply for the Personal Loan at Standard Chartered Bank with the help of Rupee Station. The money is disbursed soon in the bank account of the applicant. If the user has any issues with the Standard Chartered Personal Loan process and they have no idea on how it proceeds to it, then they can contact the helpline service of Rupee Station. The professionals would help the user with the doubts which they might be facing during loan availing procedure.

How Can I Avail Personal Loan From ICICI Bank?

ICICI Bank allows a broad type of loans and funds that suit the requirements of the user and every other individual. ICICI Bank Personal Loans are secure to get and provides minimum documentation to the applicant across the country. The loan amount goes up to INR 20 lakh. To avail for ICICI bank personal loan, the applicant can choose Rupee Station for this purpose. Rupee Station is an online loaning website which helps each customer with the loan process without compromising with the time and money of an individual. Now the question is why to choose ICICI Personal loan and that too from Rupee Station. To eradicate the dilemma here are some of the reasons:

Why choose ICICI bank for Personal Loan?

The motives why an individual can opt for ICICI Bank Personal Loan are here mentioned below; these points might help the applicant to compare the benefits with the other loan providers.

• No hidden charges.
• Fast loan processing.
• Attractive interest rate with low EMI.
• No security and no guarantor required.
• Flexible payment options starting from 12 -60 months.
• Extra benefits for women loan holder
• Easy documentation
• 24/7 customer service

Why choose ICICI bank via Rupee Station 

The advantages which are granted by Rupee Station to the applicant for ICICI Personal Loan are stated below:

CIBIL Score

If an applicant is having a low CIBIL score or low credit history and they are in a dilemma that they won't be getting any type of loan procedure, then Rupee Station is the right platform for you. The applicant can get loan amount even after having a low credit history or cibil score.

Flexibility

With funds provided at Rupee Station, the user must only worry about making the legitimate installment payments on time. This is a significant advantage where the user must spend the full amount when the bank demands it.

Cost Effective

Concerning interest rates, bank loans are ordinarily the cheapest option. According to Rupee Station, the average fixed interest rate provided is 10 percent. The lower the interest rates of bank loans will save you money.

Retained Profits

While companies that provide equity to mount capital often provides a percentage of the profits to shareholders, banks need borrowers to pay only the principal and interest amount on loan.

Tax Benefits

When the user utilizes a bank loan for personal reasons, the interest that they pay on loan is a tax-deductible expense.
 

Things required availing Personal Loan at Rupee Station

• Evidence of Identity – it can be any one of Passport, Driving License, Voters ID, and PAN Card
• Evidence of Residence – can be any one of Ration Card, Utility Bill, Passport, and LIC Policy Receipt
• Advanced 3 months Bank Statement where the salary is deposited
• Salary slips for latest 2 months

Hence, to avail for ICICI Bank Personal Loan the user needs to visit the website of Rupee Station and fill in the online application form. The documents are verified within, and the money is disbursed to the account within two working days. Hence, avail for the Personal Loan today.